One Platform.
Two Winners.
ROOK connects financial institutions seeking new revenue streams with innovative businesses ready to transform financial services.
Legacy BaaS Leaves Banks in the Dark
Banking-as-a-Service promised speed, but it often hides the details banks need to stay compliant and in control. Without account- or card-level visibility, programs stall under risk, delays, and blind trust.
What banks struggle with today:
• Delayed or incomplete transaction data
• No central view of program health
• Painful KYC/KYB/AML/BSA workflows
• Dependence on vendors without transparency
Clarity, Compliance, and Control – Built In
ROOK is the operating layer for modern banking programs — combining program management and card issuance in one platform purpose-built for transparency, performance, and scale.
Role-based transparency
Compliance, operations, risk, and finance teams see what matters most.
Real-time visibility
Accounts, cards, and transactions in clear view — no black boxes.
1:1 ledgers
Every cardholder and program tracked cleanly, consistently, and auditably.
Self-serve data access
Export exam-ready data instantly.
Built-in compliance
KYC, KYB, AML, and BSA checks powered by trusted providers.
BIN governance
Setup aligned with bank and network rules, configured right from day one.
ROOK:
Bridges the Gap
Between Banking and Innovation
Purpose-built for two sides of the same opportunity.
For Banks
Growth with control unlocks new revenue through Net Interest Margin (NIM), enables BIN sponsorship from day one, powers credit and lending syndication with the right data and controls, and keeps you exam-ready with exportable reports.
For Businesses
Financial products without the Banking Burden help you drive growth with branded cards, rewards, and financing options—backed by full program management so your team avoids banking and compliance work.
Growth with Control
A Platform Built on Transparency and Trust
Banks and businesses choose ROOK because it delivers more than infrastructure—it delivers confidence.
• Transparency — Account- and card-level visibility in real time
• Performance — Monitor program health instantly and over time
• Risk Prevention — Fraud and transaction monitoring at scale
• Usability — Shareable reports regulators understand
• Extensibility — Integrations that evolve with your needs
“ROOK gives banks and businesses the confidence to launch, manage, and scale financial products together with clarity, control, and confidence.”
Your Questions, Answered
Get clarity on how ROOK transforms financial infrastructure and empowers innovation.
No. ROOK works alongside your core. We provide 1:1 ledgers and reports out of the box.
Yes. Banks can grant read-only auditor portals for full history access.
Immediately. Transactions and outcomes are visible in real time.
ROOK performs checks with trusted providers and makes results available to banks.
Banking-as-a-Service enables companies to offer financial features using licensed banks. ROOK ensures these programs stay compliant.
A Bank Identification Number identifies the bank and program behind a card. Correct setup is critical—ROOK ensures it’s done right.
Still have questions?
Our team is ready to provide personalized insights and solutions.
Ready to Take the Next Step?
Learn how ROOK gives banks and businesses the confidence to launch, manage, and scale financial products together with clarity, control, and confidence.
Explore role-based dashboards, real-time transaction monitoring, and audit-ready reporting—all in one platform.